iPhone and iPad App

Sinkstack: Sinking Funds

An offline sinking-funds envelope tracker for irregular bills — save per paycheck, hit your due dates, and refill revolving funds without losing your history.

Save the way you get paid

Choose weekly, biweekly, semimonthly, monthly, quarterly, or annual contributions. Sinkstack projects when each envelope will be fully funded at that pace, and a due-date solver tells you exactly how much to put in each paycheck to make a deadline — plus a catch-up amount when you fall behind.

Offline by design

  • 60+ bundled starter templates across 12 categories
  • Withdrawals and revolving funds with a full ledger
  • Optional on-device due-date reminders
  • Balance-over-time charts and CSV export
  • No account, no network, no tracking, no subscription

What's in version 2.0

Per-paycheck contribution frequencies, a due-date "required contribution" solver, withdrawals and revolving funds, optional local reminders, a category-grouped dashboard, an edit screen, a 16-color palette, balance charts, and CSV export of every envelope and its full ledger. Everything runs on-device.