Purpose-Built
A local pay-cycle cash-flow planner for irregular income, with confidence-weighted deposits, fixed bills, flexible envelopes, a minimum cash floor, and scenario comparison.
One-time iPhone and iPad app
Wagephase
Budget by payday, not month
Core Features
- Model opening cash, expected deposits, fixed bills, and flexible envelopes
- Apply an explicit confidence percentage to uncertain income
- See every pay-cycle checkpoint against a chosen minimum cash floor
- Recalculate scenarios locally with no bank login, account, or financial-data upload
Private by Design
No account, subscription, ads, tracking, third-party analytics, or developer-operated backend. Core features and bundled material work locally; user-directed network tools connect only when requested.
Use It Responsibly
Provides planning estimates, not financial, tax, payroll, or legal advice.